{"id":46748,"date":"2025-12-02T11:35:02","date_gmt":"2025-12-02T03:35:02","guid":{"rendered":"https:\/\/www.1ai.net\/?p=46748"},"modified":"2025-12-02T11:35:02","modified_gmt":"2025-12-02T03:35:02","slug":"%e8%b0%83%e6%9f%a5%ef%bc%9a86-%e7%be%8e%e5%9b%bd%e6%b6%88%e8%b4%b9%e8%80%85%e4%bf%a1%e4%bb%bb-ai-%e9%80%89%e8%b4%ad%e8%bd%a6%e9%99%a9","status":"publish","type":"post","link":"https:\/\/www.1ai.net\/en\/46748.html","title":{"rendered":"SURVEY: 861 TP3T U.S. CONSUMER TRUST AI SELECT VEHICLE INSURANCE"},"content":{"rendered":"

December 2nd. According to Carscops, a recent study published by Insuriffy shows that American consumers are competing for auto insurance options AI<\/a> Trust is rising significantly\u3002<\/p>\n

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The survey covered 3002 pilots in the United StatesOF WHICH 42% HAS BEEN USEDAI Assistant<\/a>IN SEARCH OF A VEHICLE INSURANCE SCHEME, 86% RESPONDENTS EXPRESSED THEIR WILLINGNESS TO LET AI GUIDE THEM THROUGH THE INSURANCE PURCHASE PROCESS\u3002<\/strong>This proportion highlights the speed and widespread acceptance of algorithms in financial decision-making\u3002<\/p>\n

IT WAS NOTED THAT AI WAS PARTICULARLY WELL-APPLIED AT THE VALUE CHAIN, AND USERS OF 76% RELIED ON AI TO COMPARE OFFERS FROM DIFFERENT INSURANCE COMPANIES\u3002<\/p>\n

INTERGENERATIONAL DIFFERENCES ARE ALSO EVIDENT, WITH ABOUT 60% (PEOPLE BORN BETWEEN THE MID-1990S AND AROUND 2010) USING AI AS A DRIVER FOR RISK SHOPPING, WHILE THE BABY TIDE GENERATION (PEOPLE BORN BETWEEN 1946 AND 1964) HAS ONLY 20% TO SHOW CONFIDENCE IN THE TECHNOLOGY\u3002<\/p>\n

THERE ARE ALSO DIFFERENCES BETWEEN STATES, SUCH AS CALIFORNIA, WHERE 55% IS OWNED BY AI, WHILE ILLINOIS IS ONLY 34%\u3002<\/p>\n

AT THE POLICY SIGNING STAGE, THE DRIVER OF 39% IS WILLING TO ALLOW AI TO COMPLETE THE FINAL PURCHASE, AND IF IT SAVES $1,000, THE PERCENTAGE RISES TO 68%. IN ADDITION, THE AMERICANS OF 52% BELIEVE THAT AI IS BETTER THAN AN ARTIFICIAL AGENT IN TERMS OF PRICE, AND THE Z GENERATION OF 42% EVEN THINKS THAT AI IS BETTER AT CUSTOMER SERVICE\u3002<\/p>\n

HOWEVER, THERE HAS BEEN A SIGNIFICANT DECLINE IN TRUST IN THE LINK BETWEEN THE SETTLEMENT OF CLAIMS AND THE DETERMINATION OF LIABILITY FOR ACCIDENTS. ONLY 40% RESPONDENTS WERE WILLING TO ALLOW AI TO DECIDE ON THE OUTCOME, AND 38% RESPONDENTS WERE WILLING TO ALLOW AI TO DETERMINE LIABILITY FOR THE ACCIDENT\u3002<\/p>\n

THE REPORT NOTES THAT THIS INDICATES THAT, DESPITE THE BROAD ACCEPTANCE OF AI IN TERMS OF CONVENIENCE AND COST OPTIMIZATION, CONSUMERS TEND TO RETAIN MANUAL ADJUDICATION AT A POINT OF KEY INTEREST\u3002<\/p>","protected":false},"excerpt":{"rendered":"

On 2 December, according to Carscops, a recent study published by Insuriffy showed that United States consumers ' trust in AI in car insurance options was increasing significantly. The survey covered 3002 pilots in the United States, of whom 42% has used AI's assistant to look for a vehicle insurance scheme, and 86%'s respondents have expressed their willingness to have AI guide them through the insurance purchase process. This proportion highlights the speed and widespread acceptance of algorithms in financial decision-making. It was noted that AI was particularly well-applied at the value chain, and users of 76% relied on AI to compare offers from different insurance companies. Intergenerational differences are also evident, about 601 TP3T Z generation (from mid-1990s to 1990s)<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[146],"tags":[411,448],"collection":[],"class_list":["post-46748","post","type-post","status-publish","format-standard","hentry","category-news","tag-ai"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/posts\/46748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/comments?post=46748"}],"version-history":[{"count":0,"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/posts\/46748\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/media?parent=46748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/categories?post=46748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/tags?post=46748"},{"taxonomy":"collection","embeddable":true,"href":"https:\/\/www.1ai.net\/en\/wp-json\/wp\/v2\/collection?post=46748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}